Wednesday, March 29, 2017

National Retirement Planning Week 2017

National Retirement Planning Week® 2017, a national effort to help consumers focus on their financial needs in retirement, will run from April 3-7. The National Retirement Planning Coalition (NRPC), a group of prominent education, consumer advocacy and financial services organizations led by the Insured Retirement Institute (IRI), will support the movement with a number of coalition activities throughout the week.

The goal is to promote the importance of comprehensive retirement planning. Despite developing trends that have made planning for and funding retirement more difficult – it is still possible to “Retire On Your Terms” if comprehensive retirement plans are properly developed and managed.

Provide your support and take action during #NRPW 2017.

Check out more:

Materials available on the websites for the Insured Retirement Institute (IRI) and and within the National Retirement Planning Week® campaign may not be compliance-approved. AAAE, IRI and the National Retirement Planning Coalition are not affiliated.


Congratulations to our employees celebrating March work anniversaries!

DOL Rule Generates Flood of Comments, Petitions

DOL Rule Generates Flood of Comments, Petitions
By John Hilton


An Aging Workforce Without a Clear Exit Strategy

By Heath Waddington, Senior Vice President of Sales & Marketing

It should come as no surprise to anyone that I have met and spoken with a whole lot of financial professionals (FPs) over the last 15 years. After all, that is our business at Ann Arbor Annuity Exchange (AAAE). If you look at many of our top FPs, they often have a common thread that unites them. Many of them began in this business years ago and were trained to sell under a career/captive model, and then at some point left that company to strike out on their own as an independent producer. With some simple math, you can calculate that these FPs got their start in the business in the 1980s, which puts them in their late 50s to early 60s.

A Different Approach to Those Unwanted RMDs

By Matt Kaas, Life Marketing Consultant

When it comes to preparing for retirement, many individuals have a financial strategy that includes some sort of qualified plan such as a 401(k) or a traditional individual retirement account (IRA). These tax-incented retirement vehicles typically accumulate on a tax-deferred basis, and distributions are generally taxed as ordinary income. These retirement vehicles often have other restrictions such as a 10% penalty on distributions before 59½ years of age, as well as required minimum distributions (RMDs). RMDs require the client, upon reaching age 70½, to take distributions from qualified accounts in accordance with minimum distribution requirements established by IRS regulations.

Meeting Your First RMD Deadline

Meeting Your First RMD Deadline
By Kimberly Lankford


AAAE does not provide tax or legal advice. You are encouraged to consult your tax advisor or attorney.

Labor secretary nominee Acosta will follow Trump's direction on DOL fiduciary rule

Labor secretary nominee Acosta will follow Trump's direction on DOL fiduciary rule
By Meaghan Kilroy


Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.