Wednesday, August 24, 2016

Retirement Confidence Has Stalled Out: How To Jumpstart It

Retirement Confidence Has Stalled Out: How To Jumpstart It
By Richard Eisenberg

(Forbes)

Successful Selling: Multi-Generational Wealth… or Health?

By Mark Zinder

About the author: Mark Zinder was National Spokesman for Franklin Templeton and has worked with money managers such as Sir John Templeton, Michael Price and Dr. Mark Mobius. With 33 years of experience in the financial sector, Mark now travels the country as a speaker and coaches the top financial services professionals in the industry.

Recently, Ann Arbor Annuity Exchange invited Mark to speak at one of our producer events. Mark was happy to share one of his many ideas with our producers. One of his many skills is his ability to use stories to sell. We found his insight very valuable and thought to pass it on to you!


Why older Americans are working through their golden years

Why older Americans are working through their golden years
By Lisa Du

(MSN)

Your Clients: Less Financially Literate Than You Think

Your Clients: Less Financially Literate Than You Think
By Melanie Waddell

(ThinkAdvisor)

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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.

Wednesday, August 17, 2016

New Retirement Survey: Americans’ Top Three Retirement Fears

New Retirement Survey: Americans’ Top Three Retirement Fears

(IALC)

What Do You Put into Your Client Notes?

By Gissou Gotlieb, Field Suitability Compliance Officer

Most inventions seem like a good idea, initially, until they are not. The time it takes to go from good idea to bad is often imperceptible. While it may be exciting to learn of solutions that make our lives easier, it is also prudent to be familiar with the proper way of using the new solution and understand for whom it was designed.

Wednesday, August 10, 2016

Understanding the Non-Qualified Aggregation Rule



The non-qualified annuity aggregation rule is a lesson in tax awareness. While I’m not a tax professional, I want to shed some light on IRS Rule Sec. 72(e)(12) as a reminder of how taxation of annuity withdrawals may be treated in this specific scenario.

This simple retirement spending strategy takes on the 4% rule

Check out this interesting concept to see if it may be suitable for your clients.
- AAAE

This simple retirement spending strategy takes on the 4% rule
By Mary Beth Franklin

(InvestmentNews)

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Article may require free registration to view.
 
Annuities are insurance products designed to meet long-term needs for retirement income, and they provide guarantees against the loss of principal and credited interest, and offer the reassurance of a death benefit for noted beneficiaries. See product terms and conditions for specific details. For information on how different types of annuities work, including benefits, fees, terms and limitations, please contact your financial professional.

New Allianz Life Study Shows Strong Interest for Financial Solutions that Offer Opportunity for Increasing Income

New Allianz Life Study Shows Strong Interest for Financial Solutions that Offer Opportunity for Increasing Income
Allianz Life

LIMRA Secure Retirement Institute Predicts Indexed Annuity Sales to Exceed $60 billion in 2016

LIMRA Secure Retirement Institute Predicts Indexed Annuity Sales to Exceed $60 billion in 2016
LIMRA

IRI Issues First-Quarter 2016 Annuity Sales Report

IRI Issues First-Quarter 2016 Annuity Sales Report
By NAFA Staff

(Annuity Outlook Magazine)