Check out this interesting concept to see if it may be suitable for your clients.
This simple retirement spending strategy takes on the 4% rule
By Mary Beth Franklin
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Annuities are insurance products designed to meet long-term needs for retirement income, and they provide guarantees against the loss of principal and credited interest, and offer the reassurance of a death benefit for noted beneficiaries. See product terms and conditions for specific details. For information on how different types of annuities work, including benefits, fees, terms and limitations, please contact your financial professional.