Wednesday, March 30, 2016

5 Tips To Spring Clean Your Financial Closet

5 Tips To Spring Clean Your Financial Closet
By Michael F. Kay

(Forbes)

Utilizing Your Ann Arbor Annuity Exchange New Business Team

By AAAE New Business Department
Meghan Eiler, New Business Coordinator
Jennifer Potter, New Business Coordinator

We are here for you! The New Business team at Ann Arbor Annuity Exchange, that is, and we want you to know how you can utilize us now and in the future! Nowadays there are plenty of options when submitting your new business. One insurance carrier may accept faxes, while another insurance carrier requires originals be mailed in. Some allow uploading or emailing of applications, and there are even carriers that have fully executable online application processing!

There are common challenges that may arise during the new business review process at the carrier, regardless of what method is used for submission. As your field marketing organization (FMO) for your fixed insurance business, we consider it our responsibility to assist you no matter how you submit your business. Below are some of those potential challenges and ways we can help.



Media Advisory: National Retirement Planning Week® 2016 Announced

Media Advisory: National Retirement Planning Week® 2016 Announced
(Insured Retirement Institute)












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Materials available on the Insured Retirement Institute (IRI) and National Retirement Planning Coalition websites and within the National Save For Retirement Week campaign may not be compliance-approved. AAAE is not affiliated with IRI or the National Retirement Planning Coalition.

20 Social Security stats everyone should know

20 Social Security stats everyone should know
By Matthew Frankel, The Motley Fool

(USA Today)

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AAAE does not give tax, legal, or Social Security benefits advice. Please encourage your clients to consult a tax advisor, attorney, or their local Social Security Administration (SSA) office. AAAE and its representatives are not affiliated with the US government or government agency.

Social Security Changes – Review Your Clients’ Benefits Before April 30!

By Dina Mestel, Sales Trainer

It has long been clear that changes to Social Security would be necessary in order for benefits to continue for generations to come. The question surrounding a solution has always been when will this occur and in what form? Some answers were given when President Obama took the first steps to reduce Social Security deficits by signing the Bipartisan Budget Act of 2015.[1] This legislation was signed on November 2, 2015, and will apply to Social Security applicants starting May 1, 2016. The next several months mark an important transition period and the new legislation may make financial planning for retirees a little trickier. Don’t let these changes stand in the way of helping your clients now. 


Wednesday, March 23, 2016

Social Media Use in Financial Services Jumps by More Than One Third in 2015
LIMRA

(LifeHealth.com)

How Men and Women Want Different Things in Retirement

How Men and Women Want Different Things in Retirement
By Lisa Ward

(WSJ)

3 Tax Tasks to Tackle Now

3 Tax Tasks to Tackle Now
By Geoff Williams

(U.S. News Money)

Do You Know Taxes?

By Gissou Gotlieb, Field Suitability Compliance Officer

The world of financial professionals can be much like a doctor’s – you probably get a lot of different types of questions from your clients, many of which are in the general area of “financial” matters, but have nothing to do with your specific area of expertise, credentials, or licenses and registrations. We know your dermatologist won’t likely answer your cardiovascular concerns, but how do you address questions that are outside of your area?

2016 Tax Changes You Need to Know

By Nick Bates, Vice President of Annuity Sales

Every year, Annuity News & Lifelines tries to keep our readers informed on some of the latest tax changes that may affect what you are discussing with your clients. As you sit with your clients over the next couple months, there are several key changes that you should have in mind.

Wednesday, March 16, 2016

Heritage Maximizer Enhanced Death Benefit Rider Option Boosts LibertyMark Value by 30%

Heritage Maximizer Enhanced Death Benefit Rider Option Boosts LibertyMark Value by 30%
Legacy Marketing Group®

(InsuranceNewsNet)

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For information on how different types of annuities work, including benefits, fees, terms and limitations, please contact your financial professional.

Product and feature availability may vary by insurance carrier, and state. See product terms and conditions for specific details.

New FIA Index Designed for Rising Rate Environment

New FIA Index Designed for Rising Rate Environment
By Cyril Tuohy

(InsuranceNewsNet)

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For information on how different types of annuities work, including benefits, fees, terms and limitations, please contact your financial professional.

Product and feature availability may vary by insurance carrier, and state. See product terms and conditions for specific details.

Wink, Inc. Releases Fourth Quarter, 2015 Fixed Deferred Annuity Sales Results

Wink, Inc. Releases Fourth Quarter, 2015 Fixed Deferred Annuity Sales Results 
(Wink

Fourth Quarter 2015 Indexed Insurance

Fourth Quarter 2015 Indexed Insurance
By Sheryl J. Moore
(Wink)

Wink, Inc. Releases Fourth Quarter, 2015 Indexed Sales Results

Wink, Inc. Releases Fourth Quarter, 2015 Indexed Sales Results
(Wink)

Wednesday, March 09, 2016

Women appreciate advisor value

Women appreciate advisor value
By Peggy Bresnick

(LifeHealthPro)

5 Essential Tools You Need for Tax Time

5 Essential Tools You Need for Tax Time
By Maryalene LaPonsie

(US News)

Obama to Meet With Financial Regulators Ahead of New Rule

Obama to Meet With Financial Regulators Ahead of New Rule
By Justin Sink, Angela Greiling Keane

(Bloomberg)

Your Clients Want to Hear from You!


By Joseph Jacobs, Senior Marketing Consultant

I often wonder why it is my realtor still wants to meet for lunch or coffee a couple of times a year. I like my house and I have no plans of moving. However, every time we meet I notice myself thinking of friends that may be selling or buying a home, or thoughts creep in that maybe it’s time I look at a property as a vacation spot or investment. Turns out, it’s not my unrelenting charm that brings her to call me for a visit. It’s just good business.

Our Secret's Out! AAAE TPC Speaker Announcement

Be one of the first to hear out-of-this world stories (literally!) at the Ann Arbor Annuity Exchange 2016 Top Producers Conference!

The first man to log 144,000,000 miles and 5,500 orbits around the planet will share his remarkable and record-breaking story at the Ann Arbor Annuity Exchange 2016 Top Producers Conference!


Get a sneak peek HERE!

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AAAE reserves the right to alter or discontinue this program/incentive at any time without prior notification. Producer must be in good standing. Participation may be affected for producers associated with an AFMO, Agency, hierarchy, or under a Broker Dealer Master Contract, and may be reviewed on a case-by-case basis. Registered Representatives may need to obtain approval from their Broker/Dealer prior to participation. New York production is not included. Some products not included; other exclusions and reductions may apply. See complete business rules for details, including 1099-MISC reporting.

Wednesday, March 02, 2016

How boomers and Generation Xers are facing the retirement crisis

How boomers and Generation Xers are facing the retirement crisis
A closer look at the Allianz Generations Apart(SM) Study
(Allianz Life Insurance Company of North America)


Why indexed annuities eventually could outsell the variable variety

Why indexed annuities eventually could outsell the variable variety
By Scott Stolz

(InvestmentNews)

Overview of Product Training

By Meghan Shipley, Operations Coordinator

As most of you are aware, carrier-specific product training has become commonplace in today’s insurance and financial services industry. With the large number of carriers and products available in the marketplace, it can be frustrating to stay on top of it all.

Offer FIAs to take advantage of retirement income opportunities

Offer FIAs to take advantage of retirement income opportunities
By Peggy Bresnick
(LifeHealthPro)

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Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.

Overcoming Fear and Reaching Your Goals

By James Morris, Suitability Specialist

How will I obtain new clients and prospects to grow my business? Am I running my practice in the most efficient manner? Is my business model sustainable? How can I help my customers reach their goals? As a financial professional (FP) and businessperson, these are important questions for you to consider. But if you are like many people, you may avoid asking yourself some of these questions because you simply don’t know the answer.

Indexed Annuities Break Quarterly And Annual Sales Records

Indexed Annuities Break Quarterly And Annual Sales Records
By LIMRA

(InsuranceNewsNet)