Thursday, October 26, 2017

You Are Not Out of the Woods Yet!

By Gissou Gotlieb, Field Suitability Compliance Officer

For those covering the topic of the Department of Labor (DOL) fiduciary rule for reporting purposes, for the people at financial firms responsible for making strategic decisions that will make or break the firm, and for those financial professionals dealing with retirees and their nest eggs, the rule and the roller coaster of developments have been a bear! Of course the rule impacts many others, but trying to stay ahead of or even keeping up with it has been a challenge for sure. While some may think we are in the clear now with the requested delay, I’d like to remind you, we are not.

Step into the Light!

By Nick Bates, Vice President of Annuity Sales

What if I told you that you would never have to print out a 50-page application again? What if I told you that you would never have to walk into a client’s house and have them sign seemingly 100 times on an annuity application? They would only have to sign once. What if I told you I had a way to make sure you had the most up-to-date paperwork when you met with a client every time? What if I told you that you would not have to go back out to the client to get a piece of missing paperwork? What if I told you could get your business processed faster? Would you be interested?

Your Business Forecast: Sunny with a Strong Chance of Social, Part 4

By Brianna Regan, Marketing Development Director

Managing Your Social Media Presence Day-to-Day and Assessing Results  



High-performing financial professionals (FPs) do not hibernate when the temperatures drop, and social media doesn’t sleep. FPs with a successful marketing strategy as part of a well-rounded business plan are still seeing sunny skies on the grayest of winter days because they have effectively integrated all of their marketing initiatives and platforms – to include social media – to stay in front of their clients and help them achieve their retirement income planning goals.

Is Your Broker/Dealer Merging?

By James Morris, Questar Branch Office Designated Supervisory Principal at Ann Arbor Annuity Exchange


Recently there has been a lot of press about broker/dealers merging or being purchased by larger firms. These changes can make advisors nervous because it is rarely clear to the average person why mergers or buyouts occur. There are typically rumors or vague corporate jargon, but advisors are often left to wonder why they now have to find a new home, or accept that they are being forced to join a firm that they previously passed on or know nothing about. If you find yourself in a similar situation and are wondering what to do or where to go, please read on.

Wednesday, October 18, 2017

2018 Social Security COLA Is Biggest in Years

2018 Social Security COLA Is Biggest in Years
By Bernice Napach

(ThinkAdvisor)

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AAAE does not give tax, legal, or Social Security benefits advice. Please encourage your clients to consult a tax advisor, attorney, or their local Social Security Administration (SSA) office. AAAE and its representatives are not affiliated with the US government or government agency.

IRS alerts tax pros to insurance form scam

IRS alerts tax pros to insurance form scam
By InvestmentNews
 

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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.

Help Wanted: DOL Needs Staff Before It Can Rework Fiduciary Rule

Help Wanted: DOL Needs Staff Before It Can Rework Fiduciary Rule
By John Hilton

(InsuranceNewsNet)

Trump Nominates New Assistant Secretary of Labor

Trump Nominates New Assistant Secretary of Labor
By Diana Britton

(Wealth Management)

House panel approves legislation to kill DOL fiduciary rule, and 2 other adviser-related bills

House panel approves legislation to kill DOL fiduciary rule, and 2 other adviser-related bills
By Mark Schoeff Jr. 

(InvestmentNews)

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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.

Thursday, October 12, 2017

Insurers Get Creative With Products in Delayed Fiduciary World

Insurers Get Creative With Products in Delayed Fiduciary World
By Cyril Tuohy

(InsuranceNewsNet)

4 Basic Retirement Income Risks to Manage

4 Basic Retirement Income Risks to Manage
By Debra Repya

(ThinkAdvisor)

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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.

Your Business May Be More Vulnerable Than You Think

By Gissou Gotlieb, Field Suitability Compliance Officer

Information security is a topic that most of us are familiar with and have been hearing about for a while. The need to protect personal and non-public information is something that we all understand personally as well as professionally. Cybersecurity, on the other hand, may be a topic that feels like other people’s problem or one that belongs in movies. After all, the “bad guys” aren’t really after the independent insurance producer, right?

9 bear markets and the events that caused them

9 bear markets and the events that caused them
By John Waggoner

(InvestmentNews)

Thursday, October 05, 2017

Three Takeaways from IRI’s Annual Convention

Three Takeaways from IRI’s Annual Convention
By Cyril Tuohy
(InsuranceNewsNet)

Rep. Wagner Introduces Bill to Kill DOL Fiduciary Rule

Rep. Wagner Introduces Bill to Kill DOL Fiduciary Rule
By Melanie Waddell

(ThinkAdvisor)

The Harvest Season

By James Morris, Questar Branch Office Designated Supervisory Principal at Ann Arbor Annuity Exchange

The leaves are changing, there is a chill in the air, and the kids are back in school: The fall season is upon us! As the season changes, so should your focus. After all the efforts you have made to help your clients achieve their financial goals throughout the year, now is a good time for both you and your clients to consider harvesting and protecting the progress made.

Wednesday, September 27, 2017

Guaranteed Income: No Days Off in Retirement

Guaranteed Income: No Days Off in Retirement
By Kirby Wood

(ThinkAdvisor)

____________________
Annuities are insurance products designed to meet long-term needs for retirement income, and they provide guarantees against the loss of principal and credited interest, and offer the reassurance of a death benefit for noted beneficiaries. Any distributions may be subject to ordinary income tax and, if taken prior to age 59 ½, an additional 10% federal tax. Early withdrawals may result in loss of principal and credited interest due to surrender charges. See product terms and conditions for specific details. 


Here's why Danica Patrick wants you to get life insurance

Here's why Danica Patrick wants you to get life insurance
By N'dea Yancey-Bragg

(USA Today)

New Group Lobbies DOL on Fixed Indexed Annuities’ Treatment Under Fiduciary Rule

New Group Lobbies DOL on Fixed Indexed Annuities’ Treatment Under Fiduciary Rule
By Melanie Waddell

(ThinkAdvisor)

Do You Ask for Referrals? You Should.


By Matt Kaas, Life Marketing Consultant

Most of the time when I ask financial professionals what is the most difficult part of their business, they respond that sourcing new clients represents the biggest challenge facing their businesses today. And while there may be any number of different ways to generate new clients, one of the most effective methods remains: being introduced.

Demand for Social Security advice growing

Demand for Social Security advice growing
By Mary Beth Franklin

(InvestmentNews)

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AAAE does not give tax, legal, or Social Security benefits advice. Please encourage your clients to consult a tax advisor, attorney, or their local Social Security Administration (SSA) office. AAAE and its representatives are not affiliated with the US government or government agency.

Tuesday, September 26, 2017

Jump On Board with E-Apps

By Meghan Eiler, New Business Coordinator

We have all been inundated with catch phrases urging us to “go paperless,” or “get on board with the newest technology.” We have all felt pressure in our lives and careers to “jump in and ride the wave of the future” and we have all been told of the urgency to adopt and adapt to the newest, fastest way of doing things. Some take the reality of changing technology and processes more seriously and want to be the first to adopt while others are reluctant and choose to wait until absolutely necessary. Regardless of the approach, we all have one common expectation: a successful end result!

Wednesday, September 20, 2017

#LIAM17


Life insurance doesn’t have to be expensive. In fact, it can cost less than eating out.
LifeHappens

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Materials available on the Life Happens website and within the Life Insurance Awareness Month (LIAM) campaign may not be compliance-approved. AAAE & Life Happens are not affiliated.

ACLI and NAIFA Fear New DOL Attacks on Commissions

ACLI and NAIFA Fear New DOL Attacks on Commissions
By Allison Bell

(ThinkAdvisor)

Preparing Your Client for Their Paramedical Exam

By Dina Mestel, Sales Trainer

There are several things that a client should do prior to taking their paramedical exam in order to get the best possible results. You can help your client achieve this and get a more accurate rating by sharing this information with them prior to their exam. What they do immediately before their exam has the potential to make a significant impact on the outcome. This may translate into a substantial monetary savings for your client in the long run and they will thank you for it!

Fundamentals of Retirement Planning (Infographic)

Fundamentals of Retirement Planning
American Equity



Facts, Fiction, & Forecast: The 2017 Insurance Barometer Study

By Matt Kaas, Life Marketing Consultant

Your clients’ expectations and attitudes towards life insurance are rapidly evolving, although it is clear consumers still lack an overall understanding of who should own life insurance, how to apply for life insurance, and the costs of life insurance. Collaboratively, LIMRA and Life Happens recently released the 2017 Insurance Barometer Study. Now in its seventh year, the Insurance Barometer Study, which surveyed 2,031 adults ages 18-75 in the U.S., tracks the financial concerns, perceptions, and behaviors of consumers, emphasizing life insurance.

Wednesday, September 13, 2017

6 Reasons People Don’t Buy Life Insurance (and Why They’re Wrong)

6 Reasons People Don’t Buy Life Insurance (and Why They’re Wrong)
LifeHappens

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Materials available on the Life Happens website and within the Life Insurance Awareness Month (LIAM) campaign may not be compliance-approved. AAAE & Life Happens are not affiliated.

Costs of Informal Care

By AAAE

Many people think they will be covered by Medicare and Medicaid for long-term care expenses, or that they will be among the 30% who won’t experience a long-term care event. They believe their savings or family members will take care of them. However, Medicare will only cover a certain percentage of a care event, and the cost of care will eat away at a person’s savings [1] due to the increasing cost of care year after year.
 

What the majority of clients don’t think about is the informal care that occurs when they have a long-term care event.

#LIAM17













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Materials available on the Life Happens website and within the Life Insurance Awareness Month (LIAM) campaign may not be compliance-approved. AAAE & Life Happens are not affiliated.

Is That Life Insurance You Are Selling?

By Gissou Gotlieb, Field Suitability Compliance Officer

Life insurance seems to be a hot product these days due to both its classic and newly created features. While it is an important product to have in one’s portfolio, there are some considerations in selling the product compliantly. We’ll touch on a few of these considerations that are topical.

Wednesday, September 06, 2017

Demystifying the FIUL Sales Process

Demystifying the FIUL Sales Process
Allianz Life Insurance Company of North America

Trump administration targets class-action right in DOL fiduciary rule, but other legal avenues could remain for investors

Trump administration targets class-action right in DOL fiduciary rule, but other legal avenues could remain for investors
By Mark Schoeff Jr.

(InvestmentNews)

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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.

Sen. Elizabeth Warren urges DOL to implement fiduciary rule without delay

Sen. Elizabeth Warren urges DOL to implement fiduciary rule without delay
By Investment News


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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.

Indexed Life Sales On Track For Record-Setting Year

Indexed Life Sales On Track For Record-Setting Year
Wink

(InsuranceNewsNet)        

‘Game On’ for FIA Sales in Second Half of 2017

‘Game On’ for FIA Sales in Second Half of 2017
By Cyril Tuohy

(InsuranceNewsNet)

It’s Life Insurance Awareness Month

It’s Life Insurance Awareness Month
—a great time for a life insurance check up
Life Happens


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Materials available on the Life Happens website and within the Life Insurance Awareness Month (LIAM) campaign may not be compliance-approved. AAAE & Life Happens are not affiliated.

Wednesday, August 30, 2017

2017 Insurance Barometer Study Reveals That Consumers Want Transparent Life Insurance Buying Options

2017 Insurance Barometer Study Reveals That Consumers Want Transparent Life Insurance Buying Options 
(Life Happens)

Call Us – It Could Change Your LIFE!

By Heath Waddington, Senior Vice President of Sales & Marketing

Ann Arbor Annuity Exchange (AAAE) was founded in 1990. We have been in the annuity brokerage business since it first began. Having said that, let me state some facts: we represent most all of the top carriers and write a tremendous volume of premium. We pay competitive commissions and have several marketing programs to help you grow your business. We have a full team dedicated to helping you design cases and follow up on them once they are written. Those of you currently working with us are probably saying, “Duh… I know this.” What you may not know is that I am not speaking about annuities… rather, I am speaking about our ever-growing Life Insurance Department! 

U.S. Individual Annuity Sales Drop Slows: LIMRA

U.S. Individual Annuity Sales Drop Slows: LIMRA
By Allison Bell

(ThinkAdvisor)

DOL fiduciary rule: The 5 biggest things to watch for if BICE's class-action provision is killed

DOL fiduciary rule: The 5 biggest things to watch for if BICE's class-action provision is killed
By Greg Iacurci

(InvestmentNews)

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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.

OMB Approves 18-Month Fiduciary Rule Delay, With ‘Change’

OMB Approves 18-Month Fiduciary Rule Delay, With ‘Change’
By Melanie Waddell

(ThinkAdvisor)

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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.

Wednesday, August 23, 2017

Danica Patrick To Serve As National Spokesperson for LIAM

Danica Patrick To Serve As National Spokesperson for LIAM 
(LifeHealth)

Building a personal legacy isn’t just about dollars and cents

Building a personal legacy isn’t just about dollars and cents
(Allianz Life Insurance Company of North America)

Life Agents Face Internal Awareness Threat: Marvin Feldman

Life Agents Face Internal Awareness Threat: Marvin Feldman
By Allison Bell

(ThinkAdvisor)

Study finds most retirees want guaranteed lifetime income

Study finds most retirees want guaranteed lifetime income
By Mary Beth Franklin

(InvestmentNews)

____________________
Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.

Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.

Second Quarter 2017 Non-Variable Deferred Annuity Sales

Second Quarter 2017 Non-Variable Deferred Annuity Sales
By Sheryl J. Moore

(Wink)

Wink, Inc. Releases 2nd Quarter, 2017 Non-Variable Deferred Annuity Sales Results

Wink, Inc. Releases 2nd Quarter, 2017 Non-Variable Deferred Annuity Sales Results
(Wink)

Wednesday, August 16, 2017

Pre-retirees Who Work with An Advisor Are Twice as Likely To Feel Prepared For Retirement

Pre-retirees Who Work with An Advisor Are Twice as Likely To Feel Prepared For Retirement
LIMRA

(InsuranceNewsNet)

AAAE News - Organizational Announcement

We are very happy to introduce you to the newest member of the Ann Arbor Annuity Exchange team. She brings a unique set of skills to her position and is here to provide you with the support and top-level service necessary to not only efficiently place business, but also to help take your business to new heights. Please join us in welcoming Sally to our team!
Sally Doukas, Life Marketing Consultant
800.321.3924 x130 | sdoukas@annuity-exchange.com

 
My professional career has always been one of service.

Longevity Risk and the Annuity Answer

Longevity Risk and the Annuity Answer
By Kim O'Brien

(Advisor News)

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Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.

DOL Fiduciary Rule: Finally Some Clarity?

By Heath Waddington, Senior Vice President of Sales & Marketing

At least we know, right? We are now several weeks into the DOL fiduciary rule transition period that moves the sale of financial products, when dealing with qualified money, to a best-interest standard. This is a big change, but we are still in the transition period that has its own specified requirements, which will change again on January 1, 2018, when the remaining aspects of the rule become applicable.
 

Before we get into what producers in the field should be doing to comply with the rule, it is important to note how the status of fixed index annuities (FIAs) and where they fall within the rule has changed… multiple times!

How the Financial-Services Industry Is Using Social Media

How the Financial-Services Industry Is Using Social Media
By Amy McIllwain

(Wealth Management)

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Prior to participating in any marketing campaigns/programs/Social Media, producers should follow the approval requirements of their state(s), carriers they represent, and their broker/dealer and registered investment adviser, if applicable.

How Do You Know if You Are Doing the Right Thing?

By Gissou Gotlieb, Field Suitability Compliance Officer

The “right” thing – we are asked to do it day in and day out, we are asked to think it day in and day out, but sometimes figuring out what the “right” thing is, is so elusive. How do we define “right” and how do we know when our assessment is right??

Thursday, August 10, 2017

DOL seeks to delay fiduciary rule until July 2019

DOL seeks to delay fiduciary rule until July 2019
By Mark Schoeff Jr.

(InvestmentNews)

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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.

Wednesday, August 09, 2017

Advisers find summer slowdown has become a thing of the past

Advisers find summer slowdown has become a thing of the past
By Liz Skinner

(InvestmentNews)

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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.

How to Find the Right Financial Mentor

How to Find the Right Financial Mentor
By Kimmie Greene

(US News)

How Much Should You Budget Towards Marketing?

How Much Should You Budget Towards Marketing?
By Craig R. Hersch

(Wealth Management)

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Prior to participating in any marketing campaigns/programs/Social Media, producers should follow the approval requirements of their state(s), carriers they represent, and their broker/dealer and registered investment adviser, if applicable.

7 Tips for Staying Relevant to Your Customers--While Also Attracting a New Generation

7 Tips for Staying Relevant to Your Customers--While Also Attracting a New Generation
By Steve Cody

(Inc.)

DOL Releases New Round of Fiduciary Rule FAQs

DOL Releases New Round of Fiduciary Rule FAQs
By John Hilton

(InsuranceNewsNet)

Judge Hammers DOL on Fiduciary Rule’s BICE

Judge Hammers DOL on Fiduciary Rule’s BICE
By Melanie Waddell

(ThinkAdvisor)

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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.

Wednesday, August 02, 2017

The Key to Successful Income Preservation in Retirement

The Key to Successful Income Preservation in Retirement
By Kirby Wood

(ThinkAdvisor)

If You Don’t Appreciate Your Clients, Someone Else Will

By James Morris, Questar Branch Office Designated Supervisory Principal at Ann Arbor Annuity Exchange

Any season is a great season for a client appreciation event, but summer and fall offer exceptional opportunities for such. You may question the value of a client appreciation event, including the time and effort needed to organize, plan, and fund an event. To get over any initial apprehension, start by asking yourself when the last time was that you received something free just for being associated with a business. How did that make you view the business and personally feel? Appreciated, I would expect. Why would you not want to make your clients feel the same way?

Here are some suggestions to consider when putting together a client appreciation event:

How to Build a Financial Legacy

How to Build a Financial Legacy
By Debra Repya

(US News)

Steps to Implement Repeatable Successful Acts

Guest Contribution, By Stephen Harvill, Creative Ventures
Ann Arbor Annuity Exchange recently hosted a producer event where Stephen Harvill spoke about his findings from interviewing 175 top leaders and producers spanning seven different industries. The outcome of this published research, carried out over two years, is a platform Harvill calls Repeatable Successful Acts (RSAs).

DOL Official: Help Me Improve Fiduciary Rule

DOL Official: Help Me Improve Fiduciary Rule
By John Hilton

(InsuranceNewsNet)

Legal Fight To Stop DOL Rule Returns To Court

Legal Fight To Stop DOL Rule Returns To Court
By John Hilton

(InsuranceNewsNet)

Monday, July 31, 2017

NAFA Speaker Says Impartial Conduct Standards Have Staying Power

NAFA Speaker Says Impartial Conduct Standards Have Staying Power
By Allison Bell

(ThinkAdvisor)

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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.

One Small Change, One Monumental Impact

By Gissou Gotlieb, Field Suitability Compliance Officer

It appears we have approached checkpoint 1 and passed it – finally. The roller coaster that has been the Department of Labor’s fiduciary rule finally reached and passed a deadline with concrete marching orders, at least for the next little while. June 9, 2017, had been the extended deadline for the applicability of the rule and the entire industry had been waiting and speculating to see what changes would be in store for us, if any, prior to this date. Fortunately, or unfortunately, the DOL was considerate enough to clarify that there would be no further delay of the initial implementation date more than two weeks before the June 9 deadline, which was far better than their previous attempt of extending the April deadline just days before the due date. So now we know… or do we?

Thursday, July 27, 2017

House panel passes bill to replace DOL fiduciary rule with one requiring disclosure of conflicts

House panel passes bill to replace DOL fiduciary rule with one requiring disclosure of conflicts
By Mark Schoeff Jr.

(InvestmentNews)

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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.

ACLI, IRI Back Roe-Roskam Fiduciary Rule Alternative Bill

ACLI, IRI Back Roe-Roskam Fiduciary Rule Alternative Bill
By Allison Bell

(ThinkAdvisor)

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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.

Rep. Wagner drafts bill to kill DOL fiduciary rule, replace it with best-interest standard

Rep. Wagner drafts bill to kill DOL fiduciary rule, replace it with best-interest standard
By Mark Schoeff Jr.

(InvestmentNews)

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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.

NAFA Urges DOL to Delay January 1, 2018 Fiduciary Rule Applicability Date


FOR IMMEDIATE RELEASE
Contact: Chip Anderson,
Executive Director
Direct 414.332.9306, ext. 1
chip@nafa.com


NAFA Urges DOL to Delay January 1, 2018 Fiduciary Rule Applicability Date


Thursday, July 13, 2017

Producers Across the Country Are Saving Valuable Selling Time

FOR IMMEDIATE RELEASE


Contact:
ANN ARBOR ANNUITY EXCHANGE
45 RESEARCH DRIVE, ANN ARBOR, MI 48103
info@annuity-exchange.com
www.annuity-exchange.com

 


Producers Across the Country Are Saving Valuable Selling Time
 
Financial service professionals across the country are learning what it means to “Step Into the Light,” as Ann Arbor Annuity Exchange, in conjunction with Insurance Technologies, recently launched a new electronic application submittal system that is available to all producers contracted with Ann Arbor Annuity Exchange through their website portal. FireLight® is an electronic application system that helps producers complete “In Good Order” applications quickly and easily, allowing them to save valuable selling time.


Monday, July 10, 2017

FOUR-PART SERIES: Fiduciary Basics – Duty of Loyalty

FOUR-PART SERIES: Fiduciary Basics – Duty of Loyalty
By Kim O'Brien

(InsuranceNewsNet)

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Ann Arbor Annuity Exchange and its representatives do not give legal or tax advice. Please ensure you are familiar with the new Department of Labor Fiduciary Rule and your responsibilities for transactions involving qualified funds prior to meeting with the client.

Trump’s DOL Backs Fiduciary Rule in Legal Brief

Trump’s DOL Backs Fiduciary Rule in Legal Brief
By John Hilton

(InsuranceNewsNet)

Rising rates increase the appeal of lump-sum pension payouts

Rising rates increase the appeal of lump-sum pension payouts
By Jeff Benjamin

(InvestmentNews)

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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.

Ann Arbor Annuity Exchange and its representatives do not give legal or tax advice. Please ensure you are familiar with the new Department of Labor Fiduciary Rule and your responsibilities for transactions involving qualified funds prior to meeting with the client.
 

Any transaction that involves a recommendation to liquidate a securities product, including those within an IRA, 401(k) or other retirement plan, for the purchase of an annuity or for other similar purposes, can be conducted only by individuals currently affiliated with a properly registered broker/dealer or registered investment adviser. If your financial professional does not hold the appropriate registration, please consult with your own broker/dealer representative or investment adviser representative for guidance on your securities holdings.
 

Coming to a computer near you - July 13!















____________________
This offer is designed for insurance licensed professionals.

Ann Arbor Annuity Exchange is not affiliated with Insurance Technologies, the developer and owner of FireLight®.

Friday, July 07, 2017

FOUR-PART SERIES: Fiduciary Basics – Duty of Diligence

FOUR-PART SERIES: Fiduciary Basics – Duty of Diligence
By Kim O'Brien

(InsuranceNewsNet)

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Ann Arbor Annuity Exchange and its representatives do not give legal or tax advice. Please ensure you are familiar with the new Department of Labor Fiduciary Rule and your responsibilities for transactions involving qualified funds prior to meeting with the client.

Congratulations!

Congratulations to our employees celebrating Spring and Summer work anniversaries!



DOL issues request for comment on fiduciary rule to guide review, possible revisions of measure

DOL issues request for comment on fiduciary rule to guide review, possible revisions of measure
By Mark Schoeff Jr.

(InvestmentNews)

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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.

Thursday, June 29, 2017

Labor's Alexander Acosta and SEC's Jay Clayton tell lawmakers they will work together on fiduciary rule

Labor's Alexander Acosta and SEC's Jay Clayton tell lawmakers they will work together on fiduciary rule
By Mark Schoeff Jr.

(InvestmentNews)

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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.

Redtail Ditches 'One-Star' App for New Mobile Experience

Redtail Ditches 'One-Star' App for New Mobile Experience
By Emily Zulz

(ThinkAdvisor)

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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.

Ann Arbor Annuity Exchange is not affiliated with Redtail Technology.

Fixed Index Universal Life Can Diversify Your Product Roster

Fixed Index Universal Life Can Diversify Your Product Roster
By Jason Wellmann

(ThinkAdvisor)

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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.

New Study: 1 in 3 Americans Confess Stopping Retirement Savings At Least Once

New Study: 1 in 3 Americans Confess Stopping Retirement Savings At Least Once
By IALC

____________________
Fixed Index Annuities are insurance products designed to meet long-term needs for retirement income, and they provide guarantees against the loss of principal and credited interest, and offer the reassurance of a death benefit for noted beneficiaries. See product terms and conditions for specific details. Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.

Wednesday, June 21, 2017

Paul Ryan reiterates goal to kill estate tax, maintain retirement-savings incentives

Paul Ryan reiterates goal to kill estate tax, maintain retirement-savings incentives
By Bloomberg News via InvestmentNews


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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.

Wink, Inc. Releases 1st Quarter, 2017 Non-Variable Deferred Annuity Sales Results

Wink, Inc. Releases 1st Quarter, 2017 Non-Variable Deferred Annuity Sales Results
Wink

Bill to Kill Dodd-Frank, Repeal Fiduciary Rule Passes House

Bill to Kill Dodd-Frank, Repeal Fiduciary Rule Passes House
By Melanie Waddell

(ThinkAdvisor)

Here’s Your Guide to ‘Reasonable’ Comp Under DOL Rule

Here’s Your Guide to ‘Reasonable’ Comp Under DOL Rule
By John Hilton

(InsuranceNewsNet)   

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Ann Arbor Annuity Exchange and its representatives do not give legal or tax advice. Please ensure you are familiar with the new Department of Labor Fiduciary Rule and your responsibilities for transactions involving qualified funds prior to meeting with the client.

Thursday, June 15, 2017

Forbes Selects RetireUp for "Fintech Tools That Can Change The World Of Finance"

Forbes Selects RetireUp for "Fintech Tools That Can Change The World Of Finance"    
RetireUp

____________________
Ann Arbor Annuity Exchange is not affiliated with the RetireUp. Although we may promote and/or recommend the services offered by this company, we do not guarantee the accuracy or quality of their services. Agents are ultimately responsible for the use of any materials or services and agree to comply with various regulations and the compliance requirements of their state(s), broker/dealer and registered investment adviser (if applicable), and the insurance carriers they represent. 

Set Yourself Apart from Other Financial Professionals

By Dina Mestel, Sales Trainer

Set yourself apart from other financial professionals by aligning yourself with Ann Arbor Annuity Exchange (AAAE) and taking advantage of our programs for enhancing your business. We have several opportunities available to strengthen your business, ranging from lead generation, specialized training, and software solutions, to branding and marketing. What’s more, we have years of experience helping grow our agents’ business and are happy to impart the wisdom we have seen work for others in our industry. Your personal marketer at AAAE can be a valuable source of information on what has worked, and knows how to help you effectively integrate a new process, platform, or program into your business.

Individual Life Insurance Premium Up In 1Q

Individual Life Insurance Premium Up In 1Q
LIMRA

(InsuranceNewsNet)

FOUR-PART SERIES: Fiduciary Basics – Duty of Care

FOUR-PART SERIES: Fiduciary Basics – Duty of Care
By Kim O'Brien

(InsuranceNewsNet)