Guaranteed Income: No Days Off in Retirement

Guaranteed Income: No Days Off in Retirement
By Kirby Wood
(ThinkAdvisor)

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Annuities are insurance products designed to meet long-term needs for retirement income, and they provide guarantees against the loss of principal and credited interest, and offer the reassurance of a death benefit for noted beneficiaries. Any distributions may be subject to ordinary income tax and, if taken prior to age 59 ½, an additional 10% federal tax. Early withdrawals may result in loss of principal and credited interest due to surrender charges. See product terms and conditions for specific details. 

Here's why Danica Patrick wants you to get life insurance

Here's why Danica Patrick wants you to get life insurance
By N'dea Yancey-Bragg
(USA Today)

New Group Lobbies DOL on Fixed Indexed Annuities’ Treatment Under Fiduciary Rule

New Group Lobbies DOL on Fixed Indexed Annuities’ Treatment Under Fiduciary Rule
By Melanie Waddell
(ThinkAdvisor)

Do You Ask for Referrals? You Should.

By Matt Kaas, Life Marketing Consultant

Most of the time when I ask financial professionals what is the most difficult part of their business, they respond that sourcing new clients represents the biggest challenge facing their businesses today. And while there may be any number of different ways to generate new clients, one of the most effective methods remains: being introduced.

Demand for Social Security advice growing

Demand for Social Security advice growing
By Mary Beth Franklin
(InvestmentNews)

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AAAE does not give tax, legal, or Social Security benefits advice. Please encourage your clients to consult a tax advisor, attorney, or their local Social Security Administration (SSA) office. AAAE and its representatives are not affiliated with the US government or government agency.

Jump On Board with E-Apps

By Meghan Eiler, New Business Coordinator

We have all been inundated with catch phrases urging us to “go paperless,” or “get on board with the newest technology.” We have all felt pressure in our lives and careers to “jump in and ride the wave of the future” and we have all been told of the urgency to adopt and adapt to the newest, fastest way of doing things. Some take the reality of changing technology and processes more seriously and want to be the first to adopt while others are reluctant and choose to wait until absolutely necessary. Regardless of the approach, we all have one common expectation: a successful end result!

#LIAM17

Life insurance doesn't have to be expensive. In fact, it can cost less than eating out. #LIAM17 #FinanciallyFit pic.twitter.com/a6XHVdcjfh

— Life Happens (@lifehappens) September 18, 2017

Life insurance doesn’t have to be expensive. In fact, it can cost less than eating out.
LifeHappens

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Materials available on the Life Happens website and within the Life Insurance Awareness Month (LIAM) campaign may not be compliance-approved. AAAE & Life Happens are not affiliated.

ACLI and NAIFA Fear New DOL Attacks on Commissions

ACLI and NAIFA Fear New DOL Attacks on Commissions
By Allison Bell
(ThinkAdvisor)

Preparing Your Client for Their Paramedical Exam

By Dina Mestel, Sales Trainer

There are several things that a client should do prior to taking their paramedical exam in order to get the best possible results. You can help your client achieve this and get a more accurate rating by sharing this information with them prior to their exam. What they do immediately before their exam has the potential to make a significant impact on the outcome. This may translate into a substantial monetary savings for your client in the long run and they will thank you for it!

Fundamentals of Retirement Planning (Infographic)

Fundamentals of Retirement Planning
American Equity

Facts, Fiction, & Forecast: The 2017 Insurance Barometer Study

By Matt Kaas, Life Marketing Consultant

Your clients’ expectations and attitudes towards life insurance are rapidly evolving, although it is clear consumers still lack an overall understanding of who should own life insurance, how to apply for life insurance, and the costs of life insurance. Collaboratively, LIMRA and Life Happens recently released the 2017 Insurance Barometer Study. Now in its seventh year, the Insurance Barometer Study, which surveyed 2,031 adults ages 18-75 in the U.S., tracks the financial concerns, perceptions, and behaviors of consumers, emphasizing life insurance.

6 Reasons People Don’t Buy Life Insurance (and Why They’re Wrong)

6 Reasons People Don’t Buy Life Insurance (and Why They’re Wrong)
LifeHappens

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Materials available on the Life Happens website and within the Life Insurance Awareness Month (LIAM) campaign may not be compliance-approved. AAAE & Life Happens are not affiliated.

Costs of Informal Care

By AAAE

Many people think they will be covered by Medicare and Medicaid for long-term care expenses, or that they will be among the 30% who won’t experience a long-term care event. They believe their savings or family members will take care of them. However, Medicare will only cover a certain percentage of a care event, and the cost of care will eat away at a person’s savings [1] due to the increasing cost of care year after year.
 
What the majority of clients don’t think about is the informal care that occurs when they have a long-term care event.

#LIAM17

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Materials available on the Life Happens website and within the Life Insurance Awareness Month (LIAM) campaign may not be compliance-approved. AAAE & Life Happens are not affiliated.

Is That Life Insurance You Are Selling?

By Gissou Gotlieb, Field Suitability Compliance Officer

Life insurance seems to be a hot product these days due to both its classic and newly created features. While it is an important product to have in one’s portfolio, there are some considerations in selling the product compliantly. We’ll touch on a few of these considerations that are topical.

Demystifying the FIUL Sales Process

Demystifying the FIUL Sales Process
Allianz Life Insurance Company of North America

Trump administration targets class-action right in DOL fiduciary rule, but other legal avenues could remain for investors

Trump administration targets class-action right in DOL fiduciary rule, but other legal avenues could remain for investors
By Mark Schoeff Jr.
(InvestmentNews)

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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.

Sen. Elizabeth Warren urges DOL to implement fiduciary rule without delay

Sen. Elizabeth Warren urges DOL to implement fiduciary rule without delay
By Investment News

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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.

Indexed Life Sales On Track For Record-Setting Year

Indexed Life Sales On Track For Record-Setting Year
Wink
(InsuranceNewsNet)        

‘Game On’ for FIA Sales in Second Half of 2017

‘Game On’ for FIA Sales in Second Half of 2017
By Cyril Tuohy
(InsuranceNewsNet)

It’s Life Insurance Awareness Month

It’s Life Insurance Awareness Month
—a great time for a life insurance check up
Life Happens

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Materials available on the Life Happens website and within the Life Insurance Awareness Month (LIAM) campaign may not be compliance-approved. AAAE & Life Happens are not affiliated.