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Monday, December 11, 2017
Wednesday, October 18, 2017
2018 Social Security COLA Is Biggest in Years
2018 Social Security COLA Is Biggest in Years
By Bernice Napach
(ThinkAdvisor)
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AAAE does not give tax, legal, or Social Security benefits advice. Please encourage your clients to consult a tax advisor, attorney, or their local Social Security Administration (SSA) office. AAAE and its representatives are not affiliated with the US government or government agency.
By Bernice Napach
(ThinkAdvisor)
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AAAE does not give tax, legal, or Social Security benefits advice. Please encourage your clients to consult a tax advisor, attorney, or their local Social Security Administration (SSA) office. AAAE and its representatives are not affiliated with the US government or government agency.
IRS alerts tax pros to insurance form scam
IRS alerts tax pros to insurance form scam
By InvestmentNews
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
By InvestmentNews
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
House panel approves legislation to kill DOL fiduciary rule, and 2 other adviser-related bills
House panel approves legislation to kill DOL fiduciary rule, and 2 other adviser-related bills
By Mark Schoeff Jr.
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
By Mark Schoeff Jr.
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
Thursday, October 12, 2017
4 Basic Retirement Income Risks to Manage
4 Basic Retirement Income Risks to Manage
By Debra Repya
(ThinkAdvisor)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
By Debra Repya
(ThinkAdvisor)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
Thursday, October 05, 2017
Wednesday, September 27, 2017
Guaranteed Income: No Days Off in Retirement

By Kirby Wood
(ThinkAdvisor)
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Annuities are insurance products designed to meet long-term needs for retirement income, and they provide guarantees against the loss of principal and credited interest, and offer the reassurance of a death benefit for noted beneficiaries. Any distributions may be subject to ordinary income tax and, if taken prior to age 59 ½, an additional 10% federal tax. Early withdrawals may result in loss of principal and credited interest due to surrender charges. See product terms and conditions for specific details.
Demand for Social Security advice growing
Demand for Social Security advice growing
By Mary Beth Franklin
(InvestmentNews)
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AAAE does not give tax, legal, or Social Security benefits advice. Please encourage your clients to consult a tax advisor, attorney, or their local Social Security Administration (SSA) office. AAAE and its representatives are not affiliated with the US government or government agency.
By Mary Beth Franklin
(InvestmentNews)
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AAAE does not give tax, legal, or Social Security benefits advice. Please encourage your clients to consult a tax advisor, attorney, or their local Social Security Administration (SSA) office. AAAE and its representatives are not affiliated with the US government or government agency.
Wednesday, September 20, 2017
#LIAM17
Life insurance doesn’t have to be expensive. In fact, it can cost less than eating out.Life insurance doesn't have to be expensive. In fact, it can cost less than eating out. #LIAM17 #FinanciallyFit pic.twitter.com/a6XHVdcjfh— Life Happens (@lifehappens) September 18, 2017
LifeHappens
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Materials available on the Life Happens website and within the Life Insurance Awareness Month (LIAM) campaign may not be compliance-approved. AAAE & Life Happens are not affiliated.
Wednesday, September 13, 2017
6 Reasons People Don’t Buy Life Insurance (and Why They’re Wrong)
6 Reasons People Don’t Buy Life Insurance (and Why They’re Wrong)
LifeHappens
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Materials available on the Life Happens website and within the Life Insurance Awareness Month (LIAM) campaign may not be compliance-approved. AAAE & Life Happens are not affiliated.
LifeHappens
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Materials available on the Life Happens website and within the Life Insurance Awareness Month (LIAM) campaign may not be compliance-approved. AAAE & Life Happens are not affiliated.
#LIAM17
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Materials available on the Life Happens website and within the Life Insurance Awareness Month (LIAM) campaign may not be compliance-approved. AAAE & Life Happens are not affiliated.
Wednesday, September 06, 2017
Trump administration targets class-action right in DOL fiduciary rule, but other legal avenues could remain for investors
Trump administration targets class-action right in DOL fiduciary rule, but other legal avenues could remain for investors
By Mark Schoeff Jr.
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
By Mark Schoeff Jr.
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
Sen. Elizabeth Warren urges DOL to implement fiduciary rule without delay
Sen. Elizabeth Warren urges DOL to implement fiduciary rule without delay
By Investment News
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
By Investment News
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
It’s Life Insurance Awareness Month

—a great time for a life insurance check up
Life Happens
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Materials available on the Life Happens website and within the Life Insurance Awareness Month (LIAM) campaign may not be compliance-approved. AAAE & Life Happens are not affiliated.
Wednesday, August 30, 2017
DOL fiduciary rule: The 5 biggest things to watch for if BICE's class-action provision is killed
DOL fiduciary rule: The 5 biggest things to watch for if BICE's class-action provision is killed
By Greg Iacurci
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
By Greg Iacurci
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
OMB Approves 18-Month Fiduciary Rule Delay, With ‘Change’
OMB Approves 18-Month Fiduciary Rule Delay, With ‘Change’
By Melanie Waddell
(ThinkAdvisor)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
By Melanie Waddell
(ThinkAdvisor)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
Wednesday, August 23, 2017
Study finds most retirees want guaranteed lifetime income
Study finds most retirees want guaranteed lifetime income
By Mary Beth Franklin
(InvestmentNews)
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Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.
Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
By Mary Beth Franklin
(InvestmentNews)
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Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.
Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
Wednesday, August 16, 2017
Longevity Risk and the Annuity Answer
Longevity Risk and the Annuity Answer
By Kim O'Brien
(Advisor News)
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Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.
By Kim O'Brien
(Advisor News)
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Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.
How the Financial-Services Industry Is Using Social Media
How the Financial-Services Industry Is Using Social Media
By Amy McIllwain
(Wealth Management)
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Prior to participating in any marketing campaigns/programs/Social Media, producers should follow the approval requirements of their state(s), carriers they represent, and their broker/dealer and registered investment adviser, if applicable.
By Amy McIllwain
(Wealth Management)
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Prior to participating in any marketing campaigns/programs/Social Media, producers should follow the approval requirements of their state(s), carriers they represent, and their broker/dealer and registered investment adviser, if applicable.
Thursday, August 10, 2017
DOL seeks to delay fiduciary rule until July 2019
DOL seeks to delay fiduciary rule until July 2019
By Mark Schoeff Jr.
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
By Mark Schoeff Jr.
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
Wednesday, August 09, 2017
Advisers find summer slowdown has become a thing of the past
Advisers find summer slowdown has become a thing of the past
By Liz Skinner
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
By Liz Skinner
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
How Much Should You Budget Towards Marketing?
How Much Should You Budget Towards Marketing?
By Craig R. Hersch
(Wealth Management)
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Prior to participating in any marketing campaigns/programs/Social Media, producers should follow the approval requirements of their state(s), carriers they represent, and their broker/dealer and registered investment adviser, if applicable.
By Craig R. Hersch
(Wealth Management)
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Prior to participating in any marketing campaigns/programs/Social Media, producers should follow the approval requirements of their state(s), carriers they represent, and their broker/dealer and registered investment adviser, if applicable.
Judge Hammers DOL on Fiduciary Rule’s BICE
Judge Hammers DOL on Fiduciary Rule’s BICE
By Melanie Waddell
(ThinkAdvisor)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
By Melanie Waddell
(ThinkAdvisor)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
Wednesday, August 02, 2017
Monday, July 31, 2017
NAFA Speaker Says Impartial Conduct Standards Have Staying Power
NAFA Speaker Says Impartial Conduct Standards Have Staying Power
By Allison Bell
(ThinkAdvisor)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
By Allison Bell
(ThinkAdvisor)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
Thursday, July 27, 2017
House panel passes bill to replace DOL fiduciary rule with one requiring disclosure of conflicts
House panel passes bill to replace DOL fiduciary rule with one requiring disclosure of conflicts
By Mark Schoeff Jr.
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
By Mark Schoeff Jr.
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
ACLI, IRI Back Roe-Roskam Fiduciary Rule Alternative Bill
ACLI, IRI Back Roe-Roskam Fiduciary Rule Alternative Bill
By Allison Bell
(ThinkAdvisor)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
By Allison Bell
(ThinkAdvisor)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
Rep. Wagner drafts bill to kill DOL fiduciary rule, replace it with best-interest standard
Rep. Wagner drafts bill to kill DOL fiduciary rule, replace it with best-interest standard
By Mark Schoeff Jr.
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
By Mark Schoeff Jr.
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
NAFA Urges DOL to Delay January 1, 2018 Fiduciary Rule Applicability Date
NAFA Urges DOL to Delay January 1, 2018 Fiduciary Rule Applicability Date
Monday, July 10, 2017
FOUR-PART SERIES: Fiduciary Basics – Duty of Loyalty
FOUR-PART SERIES: Fiduciary Basics – Duty of Loyalty
By Kim O'Brien
(InsuranceNewsNet)
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Ann Arbor Annuity Exchange and its representatives do not give legal or tax advice. Please ensure you are familiar with the new Department of Labor Fiduciary Rule and your responsibilities for transactions involving qualified funds prior to meeting with the client.
By Kim O'Brien
(InsuranceNewsNet)
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Ann Arbor Annuity Exchange and its representatives do not give legal or tax advice. Please ensure you are familiar with the new Department of Labor Fiduciary Rule and your responsibilities for transactions involving qualified funds prior to meeting with the client.
Rising rates increase the appeal of lump-sum pension payouts
Rising rates increase the appeal of lump-sum pension payouts
By Jeff Benjamin
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
Ann Arbor Annuity Exchange and its representatives do not give legal or tax advice. Please ensure you are familiar with the new Department of Labor Fiduciary Rule and your responsibilities for transactions involving qualified funds prior to meeting with the client.
Any transaction that involves a recommendation to liquidate a securities product, including those within an IRA, 401(k) or other retirement plan, for the purchase of an annuity or for other similar purposes, can be conducted only by individuals currently affiliated with a properly registered broker/dealer or registered investment adviser. If your financial professional does not hold the appropriate registration, please consult with your own broker/dealer representative or investment adviser representative for guidance on your securities holdings.
By Jeff Benjamin
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
Ann Arbor Annuity Exchange and its representatives do not give legal or tax advice. Please ensure you are familiar with the new Department of Labor Fiduciary Rule and your responsibilities for transactions involving qualified funds prior to meeting with the client.
Any transaction that involves a recommendation to liquidate a securities product, including those within an IRA, 401(k) or other retirement plan, for the purchase of an annuity or for other similar purposes, can be conducted only by individuals currently affiliated with a properly registered broker/dealer or registered investment adviser. If your financial professional does not hold the appropriate registration, please consult with your own broker/dealer representative or investment adviser representative for guidance on your securities holdings.
Friday, July 07, 2017
FOUR-PART SERIES: Fiduciary Basics – Duty of Diligence
FOUR-PART SERIES: Fiduciary Basics – Duty of Diligence
By Kim O'Brien
(InsuranceNewsNet)
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Ann Arbor Annuity Exchange and its representatives do not give legal or tax advice. Please ensure you are familiar with the new Department of Labor Fiduciary Rule and your responsibilities for transactions involving qualified funds prior to meeting with the client.
By Kim O'Brien
(InsuranceNewsNet)
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Ann Arbor Annuity Exchange and its representatives do not give legal or tax advice. Please ensure you are familiar with the new Department of Labor Fiduciary Rule and your responsibilities for transactions involving qualified funds prior to meeting with the client.
DOL issues request for comment on fiduciary rule to guide review, possible revisions of measure
DOL issues request for comment on fiduciary rule to guide review, possible revisions of measure
By Mark Schoeff Jr.
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
By Mark Schoeff Jr.
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
Thursday, June 29, 2017
Labor's Alexander Acosta and SEC's Jay Clayton tell lawmakers they will work together on fiduciary rule
Labor's Alexander Acosta and SEC's Jay Clayton tell lawmakers they will work together on fiduciary rule
By Mark Schoeff Jr.
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
By Mark Schoeff Jr.
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
Redtail Ditches 'One-Star' App for New Mobile Experience

By Emily Zulz
(ThinkAdvisor)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
Ann Arbor Annuity Exchange is not affiliated with Redtail Technology.
Fixed Index Universal Life Can Diversify Your Product Roster

By Jason Wellmann
(ThinkAdvisor)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
New Study: 1 in 3 Americans Confess Stopping Retirement Savings At Least Once

By IALC
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Fixed Index Annuities are insurance products designed to meet long-term needs for retirement income, and they provide guarantees against the loss of principal and credited interest, and offer the reassurance of a death benefit for noted beneficiaries. See product terms and conditions for specific details. Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.
Wednesday, June 21, 2017
Paul Ryan reiterates goal to kill estate tax, maintain retirement-savings incentives
Paul Ryan reiterates goal to kill estate tax, maintain retirement-savings incentives
By Bloomberg News via InvestmentNews
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
By Bloomberg News via InvestmentNews
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
Here’s Your Guide to ‘Reasonable’ Comp Under DOL Rule
Here’s Your Guide to ‘Reasonable’ Comp Under DOL Rule
By John Hilton
(InsuranceNewsNet)
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Ann Arbor Annuity Exchange and its representatives do not give legal or tax advice. Please ensure you are familiar with the new Department of Labor Fiduciary Rule and your responsibilities for transactions involving qualified funds prior to meeting with the client.
By John Hilton
(InsuranceNewsNet)
____________________
Ann Arbor Annuity Exchange and its representatives do not give legal or tax advice. Please ensure you are familiar with the new Department of Labor Fiduciary Rule and your responsibilities for transactions involving qualified funds prior to meeting with the client.
Thursday, June 15, 2017
Forbes Selects RetireUp for "Fintech Tools That Can Change The World Of Finance"

RetireUp
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Ann Arbor Annuity Exchange is not affiliated with the RetireUp. Although we may promote and/or recommend the services offered by this company, we do not guarantee the accuracy or quality of their services. Agents are ultimately responsible for the use of any materials or services and agree to comply with various regulations and the compliance requirements of their state(s), broker/dealer and registered investment adviser (if applicable), and the insurance carriers they represent.
Wednesday, May 31, 2017
Wednesday, May 24, 2017
Courts Will Not View DOL Fiduciary Rule Repeal Favorably: Borzi
Courts Will Not View DOL Fiduciary Rule Repeal Favorably: Borzi
By Melanie Waddell
(ThinkAdvisor)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
By Melanie Waddell
(ThinkAdvisor)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
Tuesday, May 23, 2017
Fiduciary Rule Conflict of Interest FAQs (Transition Period) - 05.2017
Fiduciary Rule Conflict of Interest FAQs (Transition Period) - 05.2017
U.S. Department of Labor
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
Not affiliated with the US government or a governmental agency.
U.S. Department of Labor
____________________
Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
Not affiliated with the US government or a governmental agency.
Acosta declines to extend delay of DOL fiduciary rule
Acosta declines to extend delay of DOL fiduciary rule
By Mark Schoeff Jr.
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
By Mark Schoeff Jr.
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
NAFA CONTINUES PUSH FOR FURTHER DELAY OF FIDUCIARY RULE
NAFA CONTINUES PUSH FOR FURTHER DELAY OF FIDUCIARY RULE
NAFA Asserts DOL Secretary Has Options for Delaying Rule
NAFA Asserts DOL Secretary Has Options for Delaying Rule
Wednesday, May 17, 2017
7 critical pieces of social media guidance from Finra

By Mark Schoeff Jr.
(InvestmentNews)
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Prior to participating in any marketing campaigns/programs/Social Media, producers should follow the approval requirements of their state(s), carriers they represent, and their broker/dealer and registered investment adviser, if applicable.
Wednesday, May 10, 2017
NAFA Applauds Congressional Pressure to Delay Fiduciary Rule Implementation
Contact: Chip Anderson,
Executive Director
Direct 414.332.9306, ext. 1
chip@nafa.com
Executive Director
Direct 414.332.9306, ext. 1
chip@nafa.com
NAFA APPLAUDS CONGRESSIONAL PRESSURE TO DELAY FIDUCIARY RULE IMPLEMENTATION
ICI head casts doubt on further delay of DOL fiduciary rule
ICI head casts doubt on further delay of DOL fiduciary rule
By Mark Schoeff Jr.
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
By Mark Schoeff Jr.
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
Provision to kill DOL fiduciary rule left out of funding bill
Provision to kill DOL fiduciary rule left out of funding bill
By Mark Schoeff Jr.
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
By Mark Schoeff Jr.
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
House GOP tells Acosta to delay — then repeal — DOL fiduciary
House GOP tells Acosta to delay — then repeal — DOL fiduciary
By Mark Schoeff Jr.
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
By Mark Schoeff Jr.
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
Monday, May 01, 2017
Thursday, April 27, 2017
Wednesday, April 19, 2017
Tuesday, April 11, 2017
Wednesday, April 05, 2017
DOL releases final rule delaying fiduciary implementation
DOL releases final rule delaying fiduciary implementation
By Mark Schoeff Jr.
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
By Mark Schoeff Jr.
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
A worrying 54% of Baby Boomers have nothing saved for retirement

#NRPW
#RethinkRetirement
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Materials available on the websites for the Insured Retirement Institute (IRI) and Retireonyourterms.org and within the National Retirement Planning Week® campaign may not be compliance-approved. AAAE, IRI and the National Retirement Planning Coalition are not affiliated.
Boomers & National Retirement Planning Week® 2017
National Retirement Planning Week® 2017
Boomers working with a financial professional feel better prepared for retirement
#NRPW
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Materials available on the websites for the Insured Retirement Institute (IRI) and Retireonyourterms.org and within the National Retirement Planning Week® campaign may not be compliance-approved. AAAE, IRI and the National Retirement Planning Coalition are not affiliated.
#NRPW
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Materials available on the websites for the Insured Retirement Institute (IRI) and Retireonyourterms.org and within the National Retirement Planning Week® campaign may not be compliance-approved. AAAE, IRI and the National Retirement Planning Coalition are not affiliated.
National Retirement Planning Week continues!

National Retirement Planning Week® 2017 continues.
Take action!
Better your future!
Start planning today!
#NRPW
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Materials available on the websites for the Insured Retirement Institute (IRI) and Retireonyourterms.org and within the National Retirement Planning Week® campaign may not be compliance-approved. AAAE, IRI and the National Retirement Planning Coalition are not affiliated.
DOL sends final fiduciary rule delay to Office of Management and Budget
DOL sends final fiduciary rule delay to Office of Management and Budget
By Greg Iacurci
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
By Greg Iacurci
(InvestmentNews)
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Article may require (free) site registration to view. Contact AAAE for a copy if unable to access.
Wednesday, March 29, 2017
National Retirement Planning Week 2017

National Retirement Planning Week® 2017, a national effort to help consumers focus on their financial needs in retirement, will run from April 3-7. The National Retirement Planning Coalition (NRPC), a group of prominent education, consumer advocacy and financial services organizations led by the Insured Retirement Institute (IRI), will support the movement with a number of coalition activities throughout the week.
The goal is to promote the importance of comprehensive retirement planning. Despite developing trends that have made planning for and funding retirement more difficult – it is still possible to “Retire On Your Terms” if comprehensive retirement plans are properly developed and managed.
Provide your support and take action during #NRPW 2017.
Check out more:
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Materials available on the websites for the Insured Retirement Institute (IRI) and Retireonyourterms.org and within the National Retirement Planning Week® campaign may not be compliance-approved. AAAE, IRI and the National Retirement Planning Coalition are not affiliated.
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