Terms of Use

TruChoice Financial Group - Ann Arbor Office
formerly Ann Arbor Annuity Exchange 
Social Media Terms of Use – Blog

•    You are responsible for the content that you post.
•    Your comments and any User Content do not necessarily reflect the opinions or ideas of Ann Arbor Annuity Exchange or its employees (collectively, "AAAE").
•    AAAE does not verify the accuracy of information posted by others on this site, and AAAE does not endorse or necessarily agree with any public opinions, statements, or comments made on this site.
•    Our linking to other sites does not mean we endorse their content, and use of any third party sites is at your own risk.
•    The materials on this site are not intended to provide legal, tax, financial, or other professional advice. Please contact your legal, tax, or financial professional for guidance about your individual situation.
•    Laws of specific state or laws relevant to a particular situation may affect the applicability, accuracy or completeness of the information provided. Federal and state laws and regulations are varied and subject to change. AAAE does not respond to any posts/comments.  Should you need to engage in a dialogue with us, please contact us via the methods noted below.
User Content

When communicating with AAAE via this site, please remember to:

•    Be kind and respectful of others and do not defame, libel, ridicule, mock, disparage, threaten, harass, intimidate, abuse, bully, trick, defraud or mislead other users. Do not make any offensive or inappropriate comments that are connected to race, religion, social class, ethnicity, national origin, gender, gender identity, sexual orientation or disability.
•    Avoid posts that are threatening, confidential, fraudulent or that use profanity or any other obscene, indecent, pornographic, sexual or otherwise objectionable content or language.
•    Avoid posts that break any laws, violate any of AAAE’s rules or that encourage others to do so.
•    Avoid posts or comments that can be perceived as promotion or advertising of a product, company or service.
•    Be yourself and do not attempt to impersonate any other party or disguise the source of the information you submit.
•    Safeguard privacy and avoid providing or soliciting personal information that could be used to identify, track, contact or impersonate you or another person.
•    Respect the privacy and choices of others.
•    Contact us via the methods noted below to engage in a dialogue regarding your specific situation/question as AAAE does not respond to comments on the blog. 
AAAE reserves the right to remove any posts that violate these requirements.
Site Updates
AAAE reserves the right to:

•    Modify the contents of this site at any time, but we have no obligation to update any information on the site, or to notify you of changes to the site.
•    Block or otherwise prohibit any person from accessing any of our social media pages for any reason whatsoever. We also reserve the right to remove posts, links, and other content at any time in our sole discretion.
Privacy Statement

If you allow certain information to be available in your privacy settings, AAAE may use this information to understand and improve its social media use.
Employee Use

AAAE employees and contractors who use the site are reminded that such use is governed by AAAE’s Social Media policy.
Contact Us
To contact us write us at Ann Arbor Annuity Exchange, 45 Research Dr., Ann Arbor MI, 48103. We may be contacted by phone at:  800.321.3924.

Important Disclosures

Guarantees are backed by the financial strength and claims-paying ability the issuing insurance company
AAAE is not affiliated with the US government or governmental agencies. 
We may at times provide links to articles or websites that are provided by third parties. We believe these sources to be reliable, but accuracy and completeness cannot be guaranteed by AAAE and its affiliates. Such information is being provided for informational purposes only and is not a solicitation for the purchase of any product, nor should it be construed as advice designed to meet your particular needs.
The information on this site is being provided as a general source of information only and is not intended to offer you specific financial guidance. Pursuant to IRS Circular 230, it is not intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that AAAE and its representatives and employees do not give legal or tax advice. Before you make any decisions regarding your financial situation, please consult a financial professional or tax/legal professional to discuss your individual circumstances and objectives.
AAAE makes no warranties with regard to the information or results obtained by the use of material it provides. AAAE disclaims any liability arising out of a Financial Professional’s use of or reliance on the information.
Financial Professionals should ensure they continue to follow the current policies on the use of any advertising, third-party materials and/or social media as required by their broker/dealer, the carriers that they represent, and any other applicable regulations.

Promotions and incentives are designed for financial professionals contracted through AAAE.  The following rules apply to all advertised promotions and incentives: Registered representative participation is subject to Broker/Dealer approval. New York production is not included.  Ann Arbor Annuity Exchange reserves the right to alter or discontinue available promotions/incentives at any time.  Agent must be in good standing.  Exclusions may apply; see complete business rules for details.

AAAE SM Terms- Blog v.1